Online Calculators For A Variety of Needs
Click on any of the links below to help in your planning process.
Retirement Topics
Retirement Planner
Determine if your retirement plan
is on track »
Retirement Income
How much monthly income will
retirement savings provide »
Retirement Shortfall
Find a potential shortfall in your
current retirement savings plan »
RMD & Stretch IRA Calculator
Stretch out retirement plan
distributions for as long as possible
to avoid taxation »
72(t) Calculator
Determine the amount of
penalty-free, early withdrawals you
can take from retirement accounts »
Social Security Benefits
Estimate Social Security benefits »
72(t) Distribution Impact
The effects of taking early distributions
on retirement balances »
Beneficiary Required
Minimum Distributions

RMD calculation for the retirement
account beneficiary »
Required Minimum
Distribution (RMD)

RMD calculations for an account
owner over time »
Required Minimum Distribution (RMD) for Current Year
RMD calculations for an account
owner for the current year »
Caring for Family Topics
Life Insurance Needs Analysis Worksheet
Calculates how much life insurance is needed »
Life Insurance for Income Replacement Worksheet
Determine the amount of insurance needed to
replace income »
Life Insurance Calculator
Calculates how much life insurance is needed »
Estate Tax Planning
Estimate estate tax liability »
Lifetime of Income Estimator
Simple calculation to determine replacement income »
Student Budget
Help college students understand
expenses and income »
Long Term Care Calculator
Checks financial readiness for this
impending expense »
Small Business Owner Topics
Amortizing Loan Calculator
Choose between calculating loan payments
or loan amount »
Investment Loan
Effect of using a loan to purchase an investment or
appreciable asset »
Business Valuation - Discounted Cash Flow
The Net Present Value of a business and illustrates
projected growth »
Equipment Buy vs. Lease
Compares leasing versus financing/buying equipment »
Financial Ratios
Several business factors, such as solvency, liquidity,
operational efficiency and profitability »
Managing Assets
Basic Financial Calculator
Can handle a range of time-
value-of-money calculations »
Flexible Spending Account
(FSA) Calculator

Impact of FSA on taxes and
take home pay »
Home Budget Analysis
Analyze a personal budget »
Health Savings Account (HSA)
Savings Calculator

How much a HSA will be
worth over time »
Mortgage Loan Calculator
Determine monthly payment and
amortization schedule »
Mortgage Loan Calculator (PITI)
Determine principal, interest, taxes
and insurance payment (PITI) and
amortization schedule »
Net Worth
Determine net worth and estimate
how it will grow/shrink over the
next ten years »
Savings Plan
See how much postponing a
savings plan can really cost »
Asset Allocation Calculator
Calculate a desirable mix of stocks,
bonds and cash »
401(k) Savings with Profit Sharing
How a 401(k) plan can help save
for retirement »
Home Equity Loan vs. Auto Loan
Which makes sense for next
car purchase »
Lease vs. Buy
Compare leasing versus
purchasing a car »
Policies issued by American General Life Insurance Company (AGL) except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states and product features may vary by state. Life Happens is a separate and unrelated entity. Copyright © 2017 American International Group, Inc. All rights reserved.